"A Business Line of Credit is a flexible financing option that gives your business access to a set amount of funds, which you can draw from whenever you need."
A primary reason businesses open a Line Of Credit is to access short-term financing. These funds are often used to cover day-to-day costs like payroll, supplies, or to stock up on inventory. Some companies may also use a credit line to fund early growth efforts that need extra capital. Seasonal businesses, in particular, tend to depend on unsecured credit lines to manage cash flow during slower months. Unlike traditional Small Business Loans, unsecured lines of credit aren't tied to a specific use, making them a flexible option for managing cash flow. Business owners can access funds through a checking account, credit card, or even a mobile banking app.
Get the funding your business needs in a few simple steps.
Complete our quick and easy application. Our streamlined process is designed to be completed in just minutes.
Receive a prompt decision. We'll quickly review your application and inform you of your funding options.
Access your funds. Upon approval, sign your agreement and receive your funds as soon as today.